Archives for Breakfast

Meet Our Team!

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Affective August 1, 2015: Changes to Mortgage Financing & Reporting

Just when we think that we have everything down pat, we find out that things are about to change.  So, here we go again.  On August 1, the way that most residential mortgage loans are closed across the country will drastically change. A new rule from the new consumer protection agency created by Congress after the financial crisis, the Consumer Financial Protection Bureau (“CFPB”), will take affect on that day. Because of this Rule, there will be changes to the Loan Application Process, Changes to Closings, and to the Disclosures.  Some of those changes that will affect the purchaser are:
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